Balance Transfer Calculator
Current credit card(s)
* Required Fields
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$%Minimum monthly payment based on 2% of balance or $15 (whichever is greater). Balances below $15 will be paid in full.$
New credit card
%
months
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%
Monthly Payment
Enter a custom amount to suit your ideal payoff date, interest & fees amount, or monthly payment.
Your monthly payment is set to reflect the payments being made on your current card(s).
Your monthly payment is set to reflect the minimum payment of your new credit card.
$
Difference in payoff months
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Difference in
interest & fees
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On the new card
With a monthly payment of --, you will pay -- in interest and fees over the payment period and pay off your balance --.
How does the new card compare to what I currently have?
Compare | Current Card(s) | New Card |
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Interest & Fees | ||
Monthly Payment | ||
Time to Pay Off | ||
Pay Off Date |
Is a credit card balance transfer right for you?
Save money and lower your monthly payment by shifting your high interest credit card balance to a new, lower APR. Check out which offers are best for you.