Balance Transfer Calculator

Current credit card(s)

Minimum monthly payment based on 2% of balance or $15 (whichever is greater). Balances below $15 will be paid in full.

New credit card

Monthly Payment

Enter a custom amount to suit your ideal payoff date, interest & fees amount, or monthly payment. Your monthly payment is set to reflect the payments being made on your current card(s). Your monthly payment is set to reflect the minimum payment of your new credit card.

Difference in payoff months


Difference in
interest & fees


On the new card

With a monthly payment of --, you will pay -- in interest and fees over the payment period and pay off your balance --.

How does the new card compare to what I currently have?

Compare Current Card(s) New Card
Interest & Fees
Monthly Payment
Time to Pay Off
Pay Off Date

Is a credit card balance transfer right for you?

Save money and lower your monthly payment by shifting your high interest credit card balance to a new, lower APR. Check out which offers are best for you.